D. FLORENCE (340)

“It won’t happened to us” just happened to us.   It was named FLORENCE, and she roared through our neighborhood Sept. 18, 2018.   In the 1950’s movie THE RAINMAKER, Burt Lancaster’s character, STARBUCK warns “…don’t ask for deluge”!  Somebody didn’t get the memo.

Trying to find some good out of all this, I make this observation and suggestion.

Our community of some 400 lots and houses is fairly new.  The codes from day one prohibited metal roofs.  This was a decision made with aesthetics a major guideline.

Coastal people described Florence as “once in five hundred years” storm.  Yet the description was applied a week later to storm MICHAEL, that literally blew a Florida town off the map.   While Florence was  evaluated as “…” the most expensive storm in North Carolina history” by Governor Roy  Cooper,  Water–not wind was –the problem:  Unlike 2018’s Michael, or the 1954 monster Hazel.

The water, in flood-like fashion came from down  to up in homes and businesses.  More  often it came down, through  roofs with shingles.  Our house tops turned “tarp blue”.  We travelled eastern NC several different routes,  to Wilmington, who got it the worst, to Raleigh via 24/40 west or 58/70.  To Beaufort by 24/70 or down the island’s 58.

SAME STORY EACH WAY!  While shingled roofs allowed water into the buildings,  most metal roofs remained intact.  NO INTERNAL DAMAGE.  I asked my  insurance adjustor if my observations were accurate?  I guessed a 50-1 ratio between shingled or metal.  He said “…you are no where close”.

Lots of bad weather lately.  Hard to work outside.  Today and yesterday it has been nice.   Roof work every where.   Our people voted to allow metal roofs now.  But—they are more expensive.

CUT TO THE CHASE.  Shouldn’t replacement and new roofs in certain coastal and suspect geographical areas be metal?  Is a study worthwhile considering how to make metal roofs more accessible?   Should governments from local to federal  be concerned about not going through this nightmare again.  Insurance companies?   Certainly homeowners and businesses who are rebuilding.  New ones?

Our people know the scoop now.  Still pricing has people rebuilding with shingles.  While “I won’t be around for the next one” may be true, don’t you want your heirs to avoid this trauma?  Will the extra cost of metal now yield higher resale?

Time for some thought.  Action.  Do your own survey.  How many tarps on shingles roofs.  Metal?  Best evidence?   Check the old tobacco barns with intact metal tops!

If, in fact, the next FLORENCE styled storm is 100 years away –newly added metal roofs will join the tobacco barns as survivors.

 

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